Journal

Autumn Budget 2018: Were you a winner or a loser?

Will you be better or worse off because of today’s Budget? Our summary answers that question, please read on to find out. Winners Earners The Chancellor brought forward an election pledge to increase both the Personal Allowance and Higher Rate tax band, affecting 32 million people. From April 2019, the …

Autumn Budget 2018: Everything you need to know

Just after 3.30 pm today the Chancellor, Philip Hammond, stood up to deliver the first Budget on a Monday since 1962 and the last before Brexit. He started by saying this would be a Budget for “hard-working families … who live their lives far from this place … and care …

Have you considered the cost of care in retirement?

In the next 20 years, the number of elderly people needing constant care is expected to double, according to research from Newcastle University. You’ve probably thought about how long your pension needs to last and whether you’re saving enough. But have you factored in the cost …

Seven questions to ask before you start investing

Investing can seem like a daunting process. But getting to grips with investing can lead to greater financial security and growth. Whether you’re investing for the first time or expanding your portfolio, it’s important to understand how your objectives and situation should influence your decisions. Asking these seven questions …

How to minimise Inheritance Tax paid on your home

Inheritance Tax has hit a record high and with property prices soaring, now is the time to think about how to minimise the bill your loved ones will be left with. Talking about what will happen to your wealth when you die isn’t a topic anyone wants to discuss.

The top retirement destinations for Brits

Brits who are heading abroad for their retirement have revealed the hotspots that are tempting them; of course, there’s more to think about than just the destination of your new home. For some approaching retirement, leaving the UK behind for different climes is a dream. Whether it’s the weather, …

Could you help your children have a £1 million pension?

Using your gifting allowance effectively could mean you’re able to leave your children or grandchildren a significant gift behind in the form of a £1 million pension. Discover the steps you can take to reach this goal. With auto-enrolment now in full force, the topic of saving for retirement …

Five sure-fire ways to spot a pension scam

Did you know the average pension scam victim loses £91,000? Be sure you’re aware of these five sure-fire ways to spot a fraudster and protect your life’s savings. Pension scams are a subject we have written about a lot, but with your financial future on the line, it’s one …
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