Journal

Just what is ‘risk’?

Looking at the world today, it’s a challenge to see anything but risk – hardly surprising given recent atrocities and the uncertain UK political landscape of the last 12 months. Events such as these inevitably affect the way we feel about the world. Whilst a fearful or pessimistic view is …

Reflecting on 2016…

January is the time many of us commit to plans and goals for the coming year (I’m not making any resolutions, there’s nothing wrong in carrying a little extra ‘holiday weight’!), but it’s also a good time for reflection…and what a year to reflect on. To say 2016 was eventful …

‘A time for giving’…to the kids!

They say this is the time of year for giving, though for many parents giving to their children isn’t just confined to Christmas…it’s a lifelong hobby! Naturally, parents and grandparents want to give their heirs the best possible start and support in life and this often has financial considerations – …

Inflation…the silent killer

The Office for National Statistics (ONS) announced earlier this week that inflation is back on the rise with an increase from 0.60% in August to 1% in September. Inflation has been low in recent years but a weakening currency, amongst other factors, has however seen general prices begin to …

Inheritance Tax needn’t be taxing…

The spectre of the EU referendum has cast some uncertainty over markets in recent weeks, and it’s still too early to tell which way this will go. Regardless of the outcome, one economic certainty is that the UK tax system will remain alive and well. One politically sensitive aspect of …

How will Brexit affect your investments?

I don’t know about you but the the inevitable barrage of Brexit opinion, speculation and political opportunism we’ll witness over the next nine weeks possibly frightens me more than the issue itself! I’ve been asked by a number of clients how market reactions to Brexit might affect their investments …

What does the 2016 Budget mean for you?

George Osborne presented us with a few little surprises in this week’s budget. These were pretty positive on the whole, particularly from a personal tax and financial planning perspective…but as ever, the devil will no doubt be in the detail. This initial briefing highlights the main areas that will impact you from …

Is it the right time to invest in markets?

Many investors are asking whether now is the right time to wade into markets. This is a fair question given the levels of volatility we’ve seen since the turn of the year. The FTSE 100 index, a useful indicator of equity market conditions, has fallen by around 15% over the last …
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