When you’re planning your financial future, you’ve probably considered how much you need and how much you can afford to put away. But when you’re planning your retirement, have you factored in longevity?
At a time when retirees can access …
The Brexit debate is still raging and while plenty of people are making predictions about what will happen, uncertainty seems to be the only continuous theme. If you’re looking to buy a home or move this year, what does it …
Every day we make financial decisions, but you’ve probably spent little time thinking about the thought process that goes on behind each one you make. After all, we’ve evolved to make our decision-making processes quicker and easier.
While you may …
One of the key decisions you need to make when investing is how much investment risk you want to take.
Weighing up the level of risk you’re willing to be exposed to can be challenging. It’s often one that’s ruled …
Pensioners are increasingly taking advantage of the Pension Freedoms introduced in 2015. While the move offered far more flexibility in how you take an income in retirement, it also means there’s more responsibility on your shoulders too. For retirees that …
Are you planning to grow your investment portfolio this year? Are you interested in incorporating your ethics into the decision? More investors are choosing to invest sustainably, but it can seem complex. If it’s something you’re thinking about, we look …
The world, particularly here in the UK, feels like a very messy place at the moment, which is predictably having a short-term impact on investor sentiment towards shares and investing in general.
At times like these, many investors (led more …
How much do you know about your pension? Do you believe that you’re responsible for your retirement plans?
In the UK, around a quarter of individuals feel that their employer, the state or a pension provider is more responsible for …
Financial planning can be filled with jargon and it can be difficult to understand exactly how the processes help you and the value it adds to your plans. One of the valuable tools we use is cashflow modelling. It’s a …
Inheritance Tax (IHT) is one of the most controversial taxes and it’s one that can lead to much confusion. If you’re planning how you’ll pass your wealth on to loved ones, IHT can be difficult to get your head around. …