What’s your approach to planning for retirement? It’s often an exciting milestone, but it may also be mixed with conflicting emotions. After all, it’s likely to signify a great change in your life and you may not have a clue …
Category: Journal
Calculating your investment risk profile
The investment market has been experiencing volatility lately and it may mean you’re considering whether your current risk profile is still appropriate. All investments carry some risk but there are numerous different risk profiles to consider; what’s right for one …
Considering ethics in finance
Ethics are increasingly playing an important role in our day-to-day lives. You may choose to purchase fair trade groceries, use a green energy supplier or be more aware of your own carbon footprint or water use. It’s a trend that’s …
Premium Bonds: What are they and should you purchase them?
Premium Bonds have been around since 1956 but they’ve recently been in the headlines again after the technology behind the popular saving option has been revamped. But before you put your hand in your pocket, it’s crucial to understand what …
Planning for your golden years: New experiences top priorities
In the past, retirement may have been associated with slowing down and taking it easy. But that’s no longer the case. Thousands of retirees are looking forward to giving up work to enjoy an exciting pace of life and gain …
Should you fix your mortgage rate?
Interest rates are low, and the shape Brexit will take is still largely unknown, especially when you consider the impact it could have in the long term. However, it’s anticipated that interest rates will start to rise in the near …
What you need to consider when buying a second home
Thinking about buying a second home? From investing your money in property to purchasing a beautiful holiday home, there are many reasons why you may be thinking of taking on another property. But there are areas to carefully think about …
Should you take action if your investments underperform?
Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A …
The impact of investment performance on your pension
Over the last year, the inves
tment markets have experienced volatility. But what does this mean for your pension savings and should action be taken?
Whether you have a Workplace Pension or are paying into a Personal Pension, you may …
From the Corporate world to the High Seas
I recently caught up with Dan West, a client I’ve worked with for the past eight years. Dan’s a very positive person by nature, but he was in a particularly upbeat mood when we met, as he’d made an exciting …