Those approaching retirement age are shunning the traditional route when it comes to giving up work. For most people, the thought of handing in their notice and giving up their career in one fell swoop is no longer appealing. Today, …
Category: Journal
Considerations when you’re saving for a child’s future
With university fees, rising house prices and other financial pressures, young adults can struggle to achieve financial security and tick off milestones. If you’ve got children or grandchildren, you may be considering starting a nest egg to help them along …
Investing in VCTs: What you should know first
Investing in a fledgling business can deliver returns and tax incentives, but this needs to be carefully balanced with the risks of doing so. Start-ups might offer high growth potential, but a significant portion of new firms also end up …
Are your cash savings delivering the best returns?
From a young age, we’re told to save for a rainy day. Hopefully, it’s a message that’s instilled some good money habits into adulthood, setting you on the right path for future goals, be it retiring early, buying a property …
The importance of longevity when planning for the future
When you’re planning your financial future, you’ve probably considered how much you need and how much you can afford to put away. But when you’re planning your retirement, have you factored in longevity?
At a time when retirees can access …
Brexit and the property market: What does it mean for you?
The Brexit debate is still raging and while plenty of people are making predictions about what will happen, uncertainty seems to be the only continuous theme. If you’re looking to buy a home or move this year, what does it …
Does bias affect your financial security?
Every day we make financial decisions, but you’ve probably spent little time thinking about the thought process that goes on behind each one you make. After all, we’ve evolved to make our decision-making processes quicker and easier.
While you may …
What should you consider when weighing up your investment risk profile?
One of the key decisions you need to make when investing is how much investment risk you want to take.
Weighing up the level of risk you’re willing to be exposed to can be challenging. It’s often one that’s ruled …
How to protect your pension income during volatility
Pensioners are increasingly taking advantage of the Pension Freedoms introduced in 2015. While the move offered far more flexibility in how you take an income in retirement, it also means there’s more responsibility on your shoulders too. For retirees that …
Three things to know about sustainable investment
Are you planning to grow your investment portfolio this year? Are you interested in incorporating your ethics into the decision? More investors are choosing to invest sustainably, but it can seem complex. If it’s something you’re thinking about, we look …