Protected: Avoiding pitfalls as pensioners pay more than £24 billion in tax
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Protected: The death trap: How refusing to discuss the inevitable can affect your finances
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Adviser Spotlight – Are you a slave to money?
Despite some pre-tournament pessimism (and comedic video refereeing decisions), the FIFA World Cup in Russia was the most exciting in years. Even the England team turned up and had a good go.
Now we enter the frantic period where we …
A guide to Premium Bonds as NS&I announce 1.4 million unclaimed prizes
NS&I (National Savings and Investments) has revealed that there are currently 1.4 million unclaimed prizes from Premium Bonds, totalling more than £58 million.
That’s potentially a life-changing amount of money which is left waiting for the lucky winners to discover. …
Six reasons to write a will even if you think you have nothing worth inheriting
61% of UK adults do not have a will in place, according to Which?. A fifth of those say they have not written a will as they have nothing worth passing on.
However, a will does so much more …
10 signs it’s time to get financial advice
How often do you wake up with the intention of getting financial advice as your number one priority?
For almost everyone, the answer is never. Rather, the urge to seek financial advice is usually triggered by an event, or idea.…
Retirement planning: Four factors which will affect the income you need in retirement
Since the introduction of Pension Freedoms, the amount of people accessing their retirement income via a drawdown arrangement has increased dramatically. More than £17.45 billion in flexible payments has been accessed by those in and approaching retirement (Source: HM Revenue …
Adviser spotlight – Find the needle or buy the haystack?
Active and Passive funds are the chalk and cheese of investment world but in my experience, many investors aren’t that familiar with the basic concepts.
Which approach is right for you?
Square one
So, you’ve taken the decision to invest …
Does age affect charity? Five ways to make your donations go further
Do you think the way that you give to charity has changed throughout your life? Do you see it changing as you get older?
Research from Barclays has shown that those under the age of 35 gave an average of …
Number of outstanding interest-only mortgages has halved, but the risk is still real
There are currently 46% fewer outstanding interest-only mortgages than there were six years ago, according to UK Finance.
Interest-only mortgage holders only pay the interest due on the amount they have borrowed, each month, with the full amount coming …