Reflecting on 2016…

January is the time many of us commit to plans and goals for the coming year (I’m not making any resolutions, there’s nothing wrong in carrying a little extra ‘holiday weight’!), but it’s also a good time for reflection…and what …

‘A time for giving’…to the kids!

They say this is the time of year for giving, though for many parents giving to their children isn’t just confined to Christmas…it’s a lifelong hobby!

Naturally, parents and grandparents want to give their heirs the best possible start and …

Inflation…the silent killer

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The Office for National Statistics (ONS) announced earlier this week that inflation is back on the rise with an increase from 0.60% in August to 1% in September.

Inflation has been low in recent years but a weakening currency, amongst …